The Credit Union Difference...
Take Advantage of the Benefits of SEMC Federal Credit Union  
Membership Today!

Main Office
577 Dudley Road
Edgewood, Kentucky 41017
(859) 578-5600
Fax: (859) 578-5610

Did you know that SEMC FCU is a member-owned cooperative? That's right - at SEMC FCU you are not a customer, you are a member. You may not have realized it, but as a member, you are also an owner of the credit union. That's because SEMD FC is a financial cooperative founded on the principle of "people helping people." This common-bond teamwork concept has been around for centuries and is alive and well at our credit union today.

The money that members deposit in the form of savings, is what enable other members to borrow. And, the interest earned on the loans is what helps pay dividends on savings accounts. Operating as a cooperative, SEMC FCU enables all members to help each other.

Member service is the foundation of the credit union movement. Whether a credit union is providing a loan to help a member cover unexpected medical bills, giving financial counseling to a member whose company closed its doors, or simply offering a better deal on a used car loan, credit unions are making a difference for their members and the community as a whole.

For 21 consecutive years, credit unions have ranked #1 in consumer satisfaction by the American Banker/Gallup Consumer Survery. The survey gave credit unions higher ratings than banks and other financial institutions on trustworthiness. And they are first in service. The poll found more people who use credit unions as their primary financial institution say the quality of their service is improving compared to those who use banks.

If you are not taking full advantage of the services available to you at SEMC FCU, stop by today to join!